Legal

Terms & Conditions

Effective August 2026

Acceptance of Terms

By accessing or using 100yearman.com (the "Site"), operated by Torno Investments, LLC, you agree to these Terms & Conditions. If you do not agree, please do not use the Site.

Coaching Disclaimer

The 100 Year Man is a personal-development and performance coaching service. It is not medical, psychological, psychiatric, therapeutic, nutritional, or financial advice, and it is not a substitute for professional care. Coaching does not diagnose or treat any condition. Always consult a qualified licensed professional for medical, mental-health, or financial concerns. Individual results vary, and no specific outcome is guaranteed.

Coaching Services & Payment

Participation in the coaching program is subject to a separate coaching agreement provided at enrollment. Program fees, schedule, and cohort terms are as presented at the time of enrollment. Fees are non-refundable except as expressly stated in the coaching agreement.

SMS / Text Messaging Program

By opting in through the form on this Site, you agree to receive calls and text messages from Torno Investments, LLC (100yearman.com) about coaching services and your inquiry. Message frequency varies. Message and data rates may apply. Reply STOP to opt out, HELP for help. Carriers are not liable for delayed or undelivered messages. We do not sell or share your number or opt-in consent with third parties for marketing.

Intellectual Property

Content on the Site, including the 100 Year Man name, the "Tactical Capacity Model," and related materials, is owned by us and may not be copied or used without permission.

No Warranty; Limitation of Liability

The Site and its content are provided "as is" without warranties of any kind. To the fullest extent permitted by law, Torno Investments, LLC is not liable for any damages arising out of or related to your use of the Site or reliance on its content.

Governing Law

These Terms are governed by the laws of the State of Arizona, without regard to its conflict-of-law rules.

Changes to These Terms

We may update these Terms from time to time. The effective date above reflects the most recent version.

Contact Us

Torno Investments, LLC · 100yearman.com · doug@100yearman.com · (480) 485-4261